Audit Manager, Credit Risk

  • Competitive
  • Hong Kong
  • Permanent, Full time
  • ZH GlobalExec Resources Ltd
  • 20 Feb 19

Our client is a licensed bank with its head office in HK, which offers a comprehensive range of commercial banking products and services and other financial services such as consumer financing, share brokerage and insurance, among others.

Job Details:

  • Participate in the development and maintenance of Audit methodology and procedures to provide independent assurance of Credit Risk Exposures and Credit Risk Management processes over credit business and support units.
  • Lead/Participate in the assessment of credit risk exposures quality from four considerations – actual versus expected portfolio performance, data integrity, troubled exposure and volatility of future performance.
  • Lead/Participate in the evaluation of credit process according to the elements of Product and Target Market Definition, Credit Initiation and Approvals, Documentation and Disbursement and Credit Risk Administration, Problem Recognition, Collection/Remedial Management, Portfolio Risk Management and Organisation and staffing.
  • Lead/Participate in the audit process and procedures to assess the operational risk and controls relating to credit operations, trade services and compliance risk over the consumer/commercial credit data.
  • Lead/Participate in the handling of special assignments (e.g. investigations and other ad hoc/special projects).
  • Act as business partner to the Risk Management Division and other internal auditors to keep abreast of major developments/ updates to ensure efficient and effective working practices and monitor the implementation and progress of audit recommendations.


  • Bachelor degree with CIA, CPA or equivalent qualification
  • Minimum 7 years of credit related exposure in corporate/consumer banking, preferably in auditing
  • Sound knowledge of credit risk management activities and auditing requirements and applicable regulations of the banking industry
  • Strong in MS Excel and knowledge of ACL, MS Access or other data analytics tool is preferred
  • Able to work independently or lead a team to execute an audit assignment
  • Strong analytical, organizational and communication skills
  • Good command of English (Oral & Written) and Cantonese. Mandarin is preferred.
  • Willing to travel to PRC and Macau